Full-Time Benefits

 Our health benefits package is through the Employees Retirement System of Texas (ERS) and their Group Benefits Program (GBP). Health benefit enrollment must be completed within 30 days of when you became eligible (date of hire or date of promotion).

IMPORTANT: ERS partners with Alight Solutions to conduct a dependent verification. If you enroll dependents in health insurance, please be on the lookout for materials from Alight Solutions about 30-60 days after you complete your enrollment. Failure to respond will lead to dependents being removed by ERS. 

 

When enrolling a dependent child, you will be asked to also submit a Dependent Child Certification. This form is you certifying that the child you wish to enroll is eligible based on the criteria listed. One form per child must be uploaded into the task in Workday. Note: please combine all forms into one document as Workday limits only one attachment.  

 

Health plans - Offered in the form of a point-of-service plan or high deductible health plan administered by Blue Cross and Blue Shield of Texas. You have have the option of choosing a plan or waiving coverage.  The plans includes comprehensive prescription drug coverage administered by Express Scripts.

 

HealthSelect of Texas	Consumer Directed HealthSelect
• PCP is required • Referrals required for specialty physicians • No annual deductible • In-network preventive services covered at 100%     • Mental health benefits	• No PCP or referrals required • Coinsurance after deductible is met • In-network preventive services covered at 100% • Mental health benefits • Health Savings Account (HSA)

 

To view a more detailed comparison of the two health plans, please carefully view the health plan comparison chart. This will help you decide which plan meets your and your family's needs.

 

Enrollment in the Consumer Directed HealthSelect plan includes enrollment in the HSA. View more information on the HSA.

 

If you are waiving coverage because you have other coverage, you may be eligible for the Opt-Out Credit. See if you qualify!

 

Other things to keep in mind:

 

In-network	Out-of-network
No Deductible + Low Coinsurance No Balance Billing  = Lower Costs	Deductible + Higher Coinsurance Balance Billing = Higher Costs

 

 Tobacco User Premium: ERS charges a monthly premium for tobacco users. Please view the ERS Tobacco Policy and Certification for more information.

This benefit is commonly referred to as "optional benefits".

 

 You have the option of choosing between a dental PPO plan and a DHMO plan. The provider for all dental plans is Delta Dental. There are no cards issued by Delta Dental. To have a provider verify your dental coverage, they will need to use your name and/or date of birth or social security number and search the Delta Dental system.

 

	State of Texas Dental Choice PPO	DeltaCare DHMO
Primary Care Dentist	No*	Yes - make sure there is a PCD in your area
Deductible	Yes**	No
Copays/Coinsurance	Yes**	Yes - they vary by service
Maximum Calendar Year Benefits	$2,000 (includes routine exams)	Unlimited

 * The plan pays more if you use an in-network dentist.

** Amount differs for in-network and out-of-network dentist.

 

Collin College covers the employee only portion of either the PPO or DHMO plan. Should you cover dependents, your premiums will be only for the coverage of those dependents.

 

Review the dental plan comparison chart for a more detailed comparison of the two dental plans . This will help you decide which plan meets your and your family's needs.

This benefit is commonly referred to as "optional benefits".

 

If you are enrolling in a health plan, you will have vision benefits to cover the cost of an annual eye exam and the diagnosis and treatment of eye diseases and injuries. To have coverage for a contact lens fitting and materials, you can elect the State of Texas Vision plan.

 

For a detailed comparison of the vision benefits available to you, please review the vision comparison chart. This will help you decide which plan meets your and your family's needs.

This benefit is commonly referred to as "optional benefits".

 

There are three options for life insurance which offer life insurance coverage for you and your eligible dependents.

	Optional Term	Dependent Life	Voluntary AD&D
Who can enroll:	You only	Dependent only	You only or You plus family
Premium:	Based on coverage selection	$1.45 per month	Based on coverage selection
Coverage options:	Elections 1, 2, 3, or 4	$5,000	$10,000 up to $200,000
Double Indemnity:	Yes	Yes	No

 

This benefit is commonly referred to as "optional benefits".

 

 Within your first 30 days of eligibility, you are able to enroll in optional term life (up to 2x) and/or dependent life, with no  ​Evidence of Insurability (EOI) required. If waived and later elected, EOI will apply.

 

The Texas Income Protection Plan (TIPP) offers short-term & long-term disability coverage that protects your income by paying a percentage of your paycheck if you become disabled and can't work due to medical illness, injury, or pregnancy.

 

• Short-term Disability - 30-day waiting period and 66% of your monthly salary

• Long-term Disability - 180-day waiting period and 60% of your monthly salary

This benefit is commonly referred to as "optional benefits".

 

 Flexible Spending Accounts  - allow you to set aside pre-tax money to cover eligible out-of-pocket healthcare or dependent care expenses.

 

Health Care FSA	Limited-Purpose FSA	Dependent Care FSA
Use for eligible medical, dental, vision, and prescription drug expenses	Use for dental and vision expenses only	Use for dependent care expenses
Contribute $180 to $2,850	Contribute $180 to $2,850	Contribute $180 to $5,000
Can use debit card for purchases	Can use debit card for purchases	No debit card
Carryover up to $570	Carryover up to $570	No carryover but there is a grace period

 

Vacation time is earned at a rate based on your full-time years of service.

 

Non-exempt employees may earn compensatory time off when working over 40 hours in the work week. Overtime must be approved by your supervisor.

 

As a new employee, you will earn personal time on a prorated basis. Every 1st of September, full-time employees are awarded 3 personal days.

 

For the first year, your hours are based on the following:

 

Month of Hire	Hours Per Month
September - December	24
January - April	16
May - August	8

 

 Sick time is earned at 8 hours per month.

In addition to sick, personal, and vacation time, the College makes available the following:

 

• Bereavement - 3 days, up to 2 additional days if spouse, parent, or child. These hours are not taken from your earned time.
• Extended Family Sick Leave - Employees can use up to 24 hours per fiscal year for the health care of an adult child or parent. This time is applied against your own sick balance.
• Critical Illness - Employees can use up to 24 hours when an immediate family member is critically ill. These 24 hours are not taken from your earned time.